Choose your kitchen
Next, click Finance Options button
Select deposit and credit then click Apply for finance now
Finally fill in your details
What Happens Next
After completing all of the above and filling in your details with Klarna you will be notified whether you have been accepted, declined or if you need to provide additional information in order for Klarna to make their decision.
Once you have been accepted you simply need to call the UKE office on 01515419420 to pay the deposit and complete the agreement online.
FINANCE OPTIONS AVAILABLE
On selected Products:
12 Months interest free
12 Months APR 9.9%
24 Months APR 9.9%
36 Months APR 9.9%
48 Months APR 9.9%
QUALIFYING FOR CREDIT
Be at least 18 years of age
Have been a UK resident for 3 years or more
Be able to make repayments by direct debit
Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment *If you are retired and receive a pension or registered disabled and unable to work, Klarna may ask for proof of sufficient income.
FREQUENTLY ASKED QUESTIONS
How much can I borrow?
You may borrow up to £25,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments. The minimum priced item with credit available is £3,000.
Is a deposit required?
Yes, a minimum 10% deposit will need to be paid upon acceptance. How are my monthly payments made? All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
What can I buy on finance?
Anything on our website. Please remember that the minimum order value for finance is £3,000
What length of repayment is available?
You can choose a 12, 24, 36 and 48 loan repayment period.
How do I Apply?
You can apply on our website, simply follow the instructions shown above in the diagrams.
* On selected kitchens only.
Used Kitchen Exchange acts as a credit intermediary and offer credit products provided only by Klarna Retail Finance. Klarna Retail Finance is a trading name of Klarna Limited.
Klarna Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. For more information please visit www.klarna.co.uk. Finance is only available to UK residents over 18, subject to status, terms and conditions apply.